Lizzie would love to have a horse more than anything in the world. Her best friend Sarah takes riding lessons and is soon to get her own pony. But Lizzie's dad says it's all too expensive, so Lizzie can only watch and dream. Then, a chance meeting with a woman called Moya and a little horse called Spud gives, Lizzie's riding hopes an unexpected spur.. Could it be her dreams might come true after all?